Effective Date: 7/26/2025
Last Updated: 7/26/2025
FIRE Finance Pocketbook is NOT a financial advisor, investment advisor, or financial planning service. All calculations, projections, recommendations, and content provided by this app are for educational and informational purposes only.
This app does not constitute professional financial, investment, tax, legal, or accounting advice. Market volatility, economic conditions, taxes, inflation, regulatory changes, and individual circumstances will significantly affect actual results, which may differ materially from any projections or calculations provided.
Always consult with qualified financial professionals, certified financial planners, tax advisors, and legal counsel before making any investment, retirement, or financial decisions.
By downloading, installing, accessing, or using FIRE Finance Pocketbook ("the App"), you ("User" or "you") agree to be legally bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not use the App.
These Terms constitute a binding legal agreement between you and FIRE Finance Pocketbook ("we," "us," or "our").
FIRE Finance Pocketbook is a personal finance tracking and FIRE (Financial Independence, Retire Early) calculation application designed to help users track expenses, monitor savings, and calculate potential retirement timelines.
The App provides tools for budgeting, expense categorization, savings goal tracking, and basic financial projections based on user-entered data.
All financial calculations, projections, and estimates are based on simplified mathematical models and assumptions. These calculations are approximations and should not be relied upon for actual financial planning decisions.
The App cannot predict market performance, economic downturns, inflation rates, or other economic factors that significantly impact investment returns and retirement planning.
Financial projections do not account for individual health conditions, family circumstances, career changes, emergencies, or other personal factors that may affect your financial situation.
The App does not provide tax advice or account for complex tax implications of various financial strategies. Tax laws vary by jurisdiction and change frequently.
You are responsible for entering accurate and complete financial information. The quality of calculations and projections depends entirely on the accuracy of your input data.
You are responsible for maintaining the security of your device and protecting your financial data. Use device security features like Face ID, Touch ID, and device passcodes.
You agree to consult with qualified financial professionals before making significant financial decisions based on any information or calculations from the App.
You agree to use the App only for lawful personal financial tracking purposes and not for any commercial, illegal, or unauthorized use.
IMPORTANT LEGAL NOTICE
TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE SHALL NOT BE LIABLE FOR ANY FINANCIAL LOSSES, INVESTMENT LOSSES, OR DAMAGES ARISING FROM YOUR USE OF THE APP.
We are not liable for any financial losses, poor investment performance, missed opportunities, or negative financial outcomes that may result from using the App or relying on its calculations.
We are not liable for any damages resulting from app malfunctions, data loss, calculation errors, or technical issues that may affect your financial data or projections.
In no event shall our total liability exceed the amount you paid for the App (if any) or $100, whichever is less.
The App is provided on an "as is" and "as available" basis without warranties of any kind, either express or implied.
We do not warrant the accuracy, completeness, or reliability of any calculations, projections, or financial information provided by the App.
We make no guarantees that following any strategies, calculations, or recommendations from the App will lead to specific financial outcomes.
You agree to indemnify and hold us harmless from any claims, damages, losses, or expenses arising from your use of the App, your financial decisions, or your violation of these Terms.
The App and its content, features, and functionality are owned by us and are protected by copyright, trademark, and other intellectual property laws.
You are granted a limited, non-exclusive, non-transferable license to use the App for personal purposes only.
Your privacy is important to us. Please review our Privacy Policy, which explains how we collect, use, and protect your information.
You may stop using the App at any time by deleting it from your device. We may terminate or suspend your access to the App at any time for violation of these Terms.
Upon termination, your right to use the App will cease immediately, but these Terms will remain in effect regarding your prior use.
These Terms are governed by and construed in accordance with the laws of the United States, without regard to conflict of law principles.
We reserve the right to modify these Terms at any time. We will notify you of any changes by posting updated Terms within the App and updating the "Last Updated" date.
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect.
If you have any questions about these Terms of Service, please contact us:
Email: support@firefinancepocketbook.com
Response Time: We typically respond within 24-48 hours