Privacy Policy

Effective Date: 7/26/2025

Last Updated: 7/26/2025

🛡️ We Never Sell Your Data

Your financial information is sacred. We will never sell, rent, lease, or share your personal financial data with third parties for commercial purposes. Your data belongs to you, and you alone.

1. Introduction

FIRE Finance Pocketbook ("we," "our," or "us") is committed to protecting your privacy and financial data. This Privacy Policy explains how we collect, use, and safeguard your information when you use our mobile application.

By using FIRE Finance Pocketbook, you agree to the collection and use of information in accordance with this policy.

2. Data We Collect

2.1 Financial Data

When you use our app, you may enter:

  • Income and expense information
  • Asset and liability values
  • Investment account balances
  • Savings goals and FIRE calculations
  • Budget categories and spending patterns
  • Financial milestones and targets

2.2 CloudKit Sync Data

If you enable iCloud sync, your financial data is synchronized across your Apple devices using Apple's CloudKit service. This data is encrypted and tied to your Apple ID.

2.3 Device Information

We may collect basic device information for app functionality, including device type, iOS version, and app version for troubleshooting purposes only.

3. How We Use Your Data

3.1 Local Storage

All financial data you enter is stored locally on your device using SwiftData, Apple's secure local database framework. This data never leaves your device unless you explicitly enable iCloud sync.

3.2 iCloud Synchronization

When enabled, iCloud sync allows you to access your financial data across all your Apple devices. This synchronization is handled entirely by Apple's CloudKit service with end-to-end encryption.

3.3 App Functionality

Your data is used solely to provide app features including FIRE calculations, expense tracking, goal monitoring, and financial projections.

4. Data Sharing

Zero Data Sharing

We do not share, sell, rent, or disclose your personal or financial data to any third parties. Your data remains completely private and under your exclusive control.

5. Data Retention and Deletion

5.1 Data Retention

Your data is retained locally on your device and in your iCloud account (if sync is enabled) until you choose to delete it.

5.2 Data Deletion Options

  • Delete individual transactions, accounts, or categories within the app
  • Reset all app data through the app settings
  • Delete the app to remove all local data
  • Disable iCloud sync and delete CloudKit data through iCloud settings

6. Security Measures

6.1 Device Security

  • Face ID and Touch ID protection for app access
  • iOS Keychain integration for secure credential storage
  • Device-level encryption through iOS security framework
  • App-level passcode protection option

6.2 Data Encryption

All data is encrypted both at rest (on your device) and in transit (during iCloud sync) using Apple's industry-leading encryption standards.

6.3 No Server Storage

We do not maintain servers that store your financial data, eliminating the risk of data breaches from our systems.

7. Your Rights

7.1 Data Access

You have complete access to all your data within the app and can view, edit, or export your information at any time.

7.2 Data Portability

You can export your data in standard formats (CSV, PDF) for use in other applications or for record-keeping purposes.

7.3 Data Deletion

You can delete any or all of your data at any time through the app interface or by deleting the app entirely.

8. Children's Privacy

Our app is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy within the app and updating the "Last Updated" date.

10. Contact Information

If you have any questions, concerns, or requests regarding this Privacy Policy or your data, please contact us:

Email: support@firefinancepocketbook.com

Response Time: We typically respond within 24-48 hours

Privacy Summary

  • ✅ All data stored locally on your device
  • ✅ Optional iCloud sync with Apple's encryption
  • ✅ No data sharing with third parties
  • ✅ No advertising or tracking
  • ✅ Face ID/Touch ID protection available
  • ✅ Full data export and deletion options
  • ✅ No server-side data storage