The Clock Is Ticking

Make Every Dollar Count

Start your FIRE journey today

You're trading hours for dollars. We'll help you flip the equation.
Track expenses. Optimize savings. Accelerate your escape velocity.

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Try Our FIRE Calculator

See how changing your savings rate affects your path to financial independence

Current Age: 30

Target Retirement Age: 50

Monthly Income: $8,000

Monthly Expenses: $3,000

Your Savings Rate

62.5%

Years to FIRE

Monthly Savings

$5,000

This is a simplified calculation. Our app provides comprehensive FIRE projections with support for multiple FIRE types, future income streams, and detailed expense tracking.

Everything You Need

Simple, Powerful Features for Your FIRE Journey

💰 Financial Tracking: Track multiple income sources, expenses with receipt scanning & voice input, and manage budgets with visual progress indicators
🔥 FIRE Planning: Calculate your FIRE number, track retirement accounts, monitor progress percentage, and support for Lean, Regular, and Fat FIRE
📱 Smart Input: Scan receipts with automatic OCR extraction, use natural language voice input, and get auto-categorization suggestions
📈 Visualization: Dashboard with financial health score, net worth tracking, savings rate display, and FIRE progress visualization
🔒 Security & Privacy: Face ID/Touch ID support, iCloud sync with CloudKit, local data storage, and no third-party tracking
💾 Data Management: Automatic iCloud backup, cross-device sync, offline mode support, and export financial reports

Watch Your Wealth Grow

Visualize your journey to financial independence with real-time projections

$2M $1.5M $1M $500K $0

Year 1 Year 5 Year 10 Year 15 Year 20

Starting Amount

$50,000

Monthly Contribution

$5,000

Final Amount

$2,000,000

Beautiful on Every Device

Designed specifically for iPhone and iPad with a native iOS experience

Understand Your Spending

Our intelligent categorization helps you visualize where every dollar goes

100%

Tracked

Housing

30%

Food

15%

Transportation

20%

Utilities

10%

Entertainment

10%

Savings

15%

Pro tip: Our app tracks 15+ expense categories automatically, helping you identify saving opportunities instantly.

Why This is the Best FIRE App

Explore what makes our FIRE app the top choice for financial independence tracking

Smart Budget Tracking

Intelligent categorization with spending insights

Housing $2,400

Food & Dining $800

Transportation $450

Investment Tracking

Portfolio performance and asset allocation

Total Portfolio +12.4%

$127,450

Stocks 70%

Bonds 20%

Cash 10%

FIRE Progress

Real-time tracking to financial independence

30%

FI Progress

Time to FIRE

8.5 years

Ready to Start Your FIRE Journey?

Download FIRE Finance Pocketbook and take control of your financial future

Download on the App Store

Your Journey to Financial Independence

Track your progress through key milestones on your path to FIRE

Today

Starting Your Journey

$50,000

Begin tracking expenses and optimizing savings

Year 3

Emergency Fund Complete

$75,000

6 months of expenses saved

Year 5

Coast FI

$150,000

Retirement accounts on autopilot

Year 8

Lean FIRE

$400,000

Basic expenses covered by investments

Year 12

FIRE Achieved

$1,000,000

Full financial independence reached

Progress to FIRE 12% Complete

Current Net Worth

$125,000

FIRE Target

$1,000,000

Your Financial Data Never Leaves Your Device

Unlike other finance apps, we believe in absolute privacy. No account linking, no data mining, no third-party access. Your journey to financial independence stays completely private.

Bank-Level Security

On-device encryption with biometric authentication. Your data is encrypted and stored locally.

Truly Comprehensive

Track expenses, income, assets, retirement accounts, and future income streams all in one place.

Intelligent Insights

Advanced FIRE calculations with Monte Carlo simulations and scenario planning.

Average Savings Rate Increase

Users report dramatically improved savings after 3 months of using our app.

Loved by the FIRE Community

"The comprehensive FIRE projections showed me I could reach Coast FIRE by 40. Having all my accounts in one secure place without linking to banks is exactly what I needed."

Sarah M.

Software Engineer, Age 32

"Tracking multiple income streams and sophisticated assets like real estate and business interests is seamless. The tax planning features alone save me thousands."

Michael R.

High Earner pursuing Fat FIRE

"The expense tracking with 15+ categories helps me optimize every dollar. I love that my data stays private - no ads, no selling my information. True financial independence!"

Emma L.

Lean FIRE Enthusiast

Frequently Asked Questions

No. FIRE Finance Pocketbook is NOT a financial advisor. All calculations are estimates for educational purposes only. Market conditions, taxes, and personal circumstances will affect actual results. Always consult qualified financial professionals before making investment decisions.

FIRE stands for Financial Independence, Retire Early. It's a movement focused on extreme savings and investment to allow early retirement.

Our FIRE Calculation Engine supports Traditional, Lean, Fat, and Coast FIRE projections. We use customizable safe withdrawal rates (3-5%), inflation modeling, and tax considerations. Our app provides comprehensive FIRE projections with support for multiple FIRE types, future income streams, and detailed expense tracking.

Your data is protected with Apple's industry-leading security. All data is stored locally on your device using SwiftData with full encryption. Optional iCloud sync uses CloudKit tied to your Apple ID, ensuring only you can access your financial information. We never see or store your data on our servers - it stays completely private between your devices.

We're the only app that combines comprehensive FIRE planning with absolute privacy. Track expenses, income, assets, retirement accounts, and future income streams all in one place. No account linking required, no subscriptions, and your data never leaves your device. Built specifically for the FIRE community with features like Coast FIRE calculations and milestone achievements.

Start Your FIRE Journey Today

Join thousands achieving financial independence. Download now and take the first step toward early retirement.

Download on App Store